Script-Fu -> Effects - Water Reflection
This is an adjustable script,
it generates a watery reflection in the foreground of the original image.
This is a play off an old script by Otavio Correa Cordeiro, edited by David Cummins and (yours truly) Paul Sherman... and I subsequently incorporated the displacement mapper by Andrey Lebedenko and modified that as well.
I added the ability to make the reflection stronger, the water bluer, the reflection wavier and even a little tweak to make the separation line less than perfect for a more natural look...